Getinvested campaign gains momentum as UK eyes retail capital markets reform
Following the launch of the Getinvested report, the initiative has been widely welcomed by the UK Regulator and Members of Parliament.
Getinvested campaign gains momentum as UK eyes retail capital markets reform
The Getinvested report highlights alarming trends in declining retail participation in UK Primary Capital Markets, while providing strategic recommendations for how Government and industry can reverse this decline and unlock economic growth. Following its launch the initiative has been widely welcomed by the UK Regulator and Members of Parliament.
Helen Boyd, Director of Enforcement & Market Oversight at the Financial Conduct Authority officially welcomed the Getinvested report, commenting:
"Clear and accessible financial information is key to helping people make informed decisions about their investments throughout life, ensuring their money works for them both now and in the future. Empowering investors to understand the relationship between risk and return—alongside appropriate support and disclosure—is central to that.
We welcome the Getinvested report. This aligns with our wider work to support a more dynamic capital-raising environment and ensure that individuals have the right tools and information they need to invest with confidence, where appropriate for them."
Callum Anderson MP, at the launch of the report outlined:
"I want to warmly welcome the proposal for a Getinvested charter: it is worth consideration by the Government. Primary capital, as the Getinvested report outlines, plays a vital role in catalysing the UK towards the investment culture we so sorely need. I think that this report really offers a compelling set of recommendations."
Blake Stephenson MP, noted:
"I welcome this report, a timely call to action with a compelling set of recommendations that speak directly to the UK's ambitions to secure financial inclusion and economic growth. Among its many important proposals, the report calls for a national Getinvested campaign to raise awareness of primary capital as productive capital: funding real businesses, driving innovation, and creating jobs. Ensuring everyday citizens have the same opportunities as institutions to participate in our capital markets, enabling companies to grow and scale."
James Deal, RetailBook Co-CEO commenting on the report, stated:
"The insights presented in the report make for important reading: awareness of, and public participation in UK capital markets has declined severely over the past decades, and ordinary investors have missed out on significant opportunities as a result. The Government and industry need to work hand-in-hand to correct this, and to put the public back into public markets. At RetailBook we're doing everything we can to make capital markets more inclusive."
Key Findings from the Report
The new report, sponsored by inclusive investment platform RetailBook, highlights a £1 trillion wealth gap from the systematic sidelining of ordinary investors. It reveals that British households have missed out on an estimated £1 trillion of wealth due to a decades-long decline in public participation in UK public markets, and describes the summer of 2025 as a pivotal moment to reverse this trend and kickstart a powerful engine for economic growth.
Key takeaways from the report's analysis of recent trends in UK retail investment and participation in capital markets include:
The £1 Trillion Missed Opportunity:
Analysis reveals ordinary Britons have missed out on an estimated £1 trillion in wealth over the last 60 years by not investing in the stock market.
Average Investor vs. Average Saver:
A stark comparison shows how a regular investor would have become a multi-millionaire (£2.3m), while a diligent saver would have less than a third of that (£617k).
Plummeting share ownership:
In 1963, UK individuals owned 54% of the stock market. By 2022, this had plummeted to just 10.8%. Had ownership remained at its previous level, the British public would be an estimated £1.045 trillion wealthier today.
Locked Out of Britain's Best Companies:
Popular IPOs like Royal Mail and Raspberry Pi saw overwhelming demand from the public, yet ordinary investors were scaled back by as much as 86%, shutting them out of major British success stories.
A Nation of Savers, Not Earners:
Over half of UK adults with £10,000 or more are holding it in cash, losing value to inflation, while a simple shift in mindset could unlock huge potential for personal and national prosperity.
About RetailBook
RetailBook combines industry-leading expertise with a best-in-class platform to provide tailor-made solutions for fairer, more efficient and liquid primary markets by connecting individual investors with issuers and opening up institutional-grade investments to all.
Press contact:
Name: Daniel Beurthe
Email: daniel@redcliffeadvisors.com